Disability Insurance for MD Students

All medical students enrolled full-time in the School of Medicine will be covered in an AMA-sponsored group disability insurance program, which will be added to your student fee bill. Should you become disabled due to illness (including pregnancy) or accidental bodily injury which occurs while you are insured; the plan will provide you with an income of approximately $1,500.00 – $2,000 per month, after a 90-day elimination period, during your disability. Students may continue their coverage upon entering a residency program by purchasing the conversion policy at a rate determined by the provider.

Terms and costs cited above are accurate as of the time of printing, but students should verify this information by consulting the actual policy.

A full description of your benefits while in school and, potentially for the remainder of your professional career is available in the Guardian Life Insurance USC Keck School of Medicine Benefits Booklet. For more information, contact Teresa Cook in the Department of Medical Education, teresa.cook@med.usc.edu or (323)-442-2419.

Disability Policy Information